Bobbie Chokenea - Ashland Community Federal Credit Union

Bobbie Chokenea

Bobbie's Blogs

Your Credit Score Story

We keep saying that you are not a credit score number. You are a real, live, human being. You have a past and a future, and you have a story that you are living right now. You have a story to tell, and people should not judge you solely on your credit score number
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Overcoming the Uphill Climb

Numbers are a fact of life. We each have one. People can, and do, define you by your number. Whatever your number, here is what you need to know to make it work in your favor
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Who Cares about Higher Interest Rates

Interest rates continue to climb. Whether that continues is anyones guess. Regardless, it makes sense to plan for the potential of higher interest rates hanging out for the foreseeable future.
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Five Ways a Lower Interest Rate matters

Even a couple of points can make a bad deal better. No one wants to pay more than you should for anything. Yet, if your auto loan is even a couple of interest points higher than it should be, then you are leaving money on the table.
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Low Credit Myths and Misconceptions


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Your car loan interest rate matters

Remember buying your car? The assumption was that you got a great deal. But did you?
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Credit Scores Don't Tell the Whole Story

A low credit score doesn't tell the whole story
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Getting Out of Debt

In debt too deep is always a problem. The solution? Debt Consolidation
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Buying Cars with a Poor Credit Score

If you have a low credit score, sometimes it feels like there are no options, lost in the middle of a lonely road with nowhere to turn.  The truth is, you have many options. It’s important that you know what they are, and make smart decisions. 
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Predatory Lending is a trap, and you need to stay out of it.

If you have less than perfect credit (scratch that. Call it what it is). If you have bad credit, then you may think you have no choices.
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The Good, The Bad and The Happy

Life is Hard. Sometimes bad things happen to good people. If your credit score is low, here are some tips on getting through the hard stuff!
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