How Credit Unions Thrive in Uncertain Times
If you read the headlines, and we all do, then you know we’re in the middle of a financial storm. At least it feels that way. It’s difficult to know what’s going to happen next, and the headlines like to assume the worst is yet to come.
Headlines rely on your fear of change and uncertainty. In truth, outside of the headlines, we’re all still here. We’re going about our business. And we’re here to take care of each other. That’s familiar to all of us, and that feels good. In America, and here locally, we’re still people helping people. Strong.
When the headlines scream about global markets that shift and economies that rise and fall, there’s something incredibly powerful about staying grounded. That’s exactly what credit unions do—and why they matter now more than ever.
Tariffs, the Economy, and Our Shared Future
We know there’s been a lot of talk about tariffs and their impact on the economy. And while large financial institutions may be swayed by global supply chains and offshore investments, we stay grounded in the local reality.
At Ashland Community Credit Union, we support local business because we are one. We see how tariffs, when thoughtfully applied, can encourage more U.S.-based manufacturing, spark growth in American jobs, and increase demand for locally made products. That’s a win for our friends and neighbors right here in Ashland County.
Lower Loan Rates, not Higher
In fact, as of this article being written, we’re lowering our interest rates where we can. While everything else is on the rise, loan costs for our members are going lower. Click here for the latest auto loan and debt consolidation rates, each down from previous months' special rates. Certain restrictions apply.
We believe that strengthening our local economy is key to building lasting financial wellness for everyone. When our businesses grow, our communities thrive—and we're proud to be part of that story every single day.
Local Matters—Because You Matter
Credit unions aren’t driven by profit margins or stock prices. We don’t answer to Wall Street. We answer to you, our members, our neighbors, our community. By definition, credit unions are cooperatives, owned and operated by the people who use their services. That means every dollar deposited stays closer to home, working harder for the benefit of local families, local businesses, and local dreams.
When you join a credit union, you’re not just opening an account. You’re becoming part of a movement: people helping people. That’s the mission we live by, and the difference is felt in every handshake, every loan decision, and every community event we support.
Let’s not ignore the situation. Prices are on the rise, and not every headline is false news. It could get tough for folks. But we’ve seen it before, and we know how to help. One way is by lowering interest rates (see above). But we also offer fairer loan terms and access to loans even if your credit scores are lower due to current conditions.
Let’s Get Through This Together
At Ashland Community Credit Union, we don’t just believe in local—we live it. Every loan we approve, every account we open, every local business we support—it’s all part of building a stronger, more resilient community.
So, whether the economy is booming or shifting, one thing remains true: we’re in this together.
Join Ashland Community Credit Union today—because when you bank local, you build local. And that’s how we’ll weather every storm.
