Today's Rates
Promotional Rates
| Promotional Specials | |||
| ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
| Accumulator - 12 Month | >$5.00 per week | 0.01% | 0.01% |
Deposit Account Rates
Share Rates Anticipated as of March 24, 2021
Certificate of Deposit Rates as of March 24, 2021
Certificate of Deposit Rates as of March 24, 2021
| Share Accounts | |||
| ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
| Regular Shares and Reg X | $100.00 | 0.01% | 0.01% |
| Youth | $25.00 | 0.01% | 0.01% |
| Education | $100.00 | 0.01% | 0.01% |
| Christmas and Vacation Clubs | $100.00 | 0.01% | 0.01% |
| Draft | $500.00 | 0.00% | 0.00% |
| Money Market Accounts | |||
| ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
| Money Market Checking - Tier I | $1,000 to $4,999.99 | 0.01% | 0.01% |
| Money Market Checking - Tier II | $5,000 to $24,999.99 | 0.01% | 0.01% |
| Money Market Checking - Tier III | $25,000 or more | 0.01% | 0.01% |
| IRA Accounts | |||
| ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
| IRA Shares | $100 | 0.01% | 0.01% |
| IRA Conduit and Education | $100 | 0.01% | 0.01% |
| IRA Roth-Contribution and Conduit | $100 | 0.01% | 0.01% |
| IRA SEP Accounts | $100 | 0.01% | 0.01% |
| IRA Certificates | |||
| ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
| 6 Month Regular | $250 | 0.01% | 0.01% |
| 12 Month Regular | $250 | 0.01% | 0.01% |
| 6 Month Jumbo | $250 | 0.01% | 0.01% |
| 12 Month Jumbo | $250 | 0.01% | 0.01% |
| Share Certificates: Regular | |||
| ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
| 3 Month | $500 | 0.01% | 0.01% |
| 6 Month | $500 | 0.01% | 0.01% |
| 9 Month | $500 | 0.01% | 0.01% |
| 12 Month | $500 | 0.01% | 0.01% |
| 18 Month | $500 | N/A | N/A |
| 24 Month | $500 | 0.01% | 0.01% |
| 30 Month | $500 | N/A | N/A |
| 36 Month | $500 | 0.01% | 0.01% |
| 48 Month | $500 | 0.01% | 0.01% |
| 60 Month | $500 | 0.01% | 0.01% |
| Share Certificates: Jumbo | |||
| ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
| 3 Month | $10,000 | 0.01% | 0.01% |
| 6 Month | $10,000 | 0.01% | 0.01% |
| 9 Month | $10,000 | 0.01% | 0.01% |
| 12 Month | $10,000 | 0.01% | 0.01% |
| 18 Month | $10,000 | N/A | N/A |
| 24 Month | $10,000 | 0.01% | 0.01% |
| 30 Month | $10,000 | N/A | N/A |
| 36 Month | $10,000 | 0.01% | 0.01% |
| 48 Month | $10,000 | 0.01% | 0.01% |
| 60 Month | $10,000 | 0.01% | 0.01% |
Loan Rates
Rates are subject to change.
Membership eligibility is required.
Membership eligibility is required.
| Secured Loans (Autos, Boats, Motorcycles, etc.) | |||
| TERM | LOWEST ANNUAL PERCENTAGE RATE | HIGHEST ANNUAL PERCENTAGE RATE | |
| 24 Months | 3.20% | 14.70% | |
| 36 Months | 3.45% | 14.95% | |
| 48 Months | 3.55% | 15.05% | |
| 60 Months | 3.65% | 8.90% | |
| 66 Months | 3.75% | 7.50% | |
| 72 Months | 4.00% | 7.75% | |
| 84 Months | 5.00% | 5.25% | |
| Late Fee: You will be charged a late fee of $25.00 if you are over 10 days past due. Collection Costs: You promise to pay all costs of collecting the amount you owe under promissory note to the extent permitted by State law. As a condition of receiving collateral loans, you must obtain full insurance coverage on any secured loan. | |||
| Share Secured Loans | |||
| TERM | LOWEST ANNUAL PERCENTAGE RATE | ||
| Unlimited repayment period | 3.20% | ||
| Unsecured Loans | |||
| TERM | LOWEST ANNUAL PERCENTAGE RATE | HIGHEST ANNUAL PERCENTAGE RATE | |
| 12 to 60 Months | 9.75% | 15.75% | |
| Home Equity Loans Up to 10 Years | |||
| PERCENT OF EQUITY | TYPE | LOWEST ANNUAL PERCENTAGE RATE | HIGHEST ANNUAL PERCENTAGE RATE |
| Up to 70% | Variable | N/A | N/A |
| Up to 70% | Fixed | N/A | N/A |
| Up to 80% - 90% | Variable | N/A | N/A |
| Up to 80% - 90% | Fixed | N/A | N/A |
| Up to 100% | Variable | N/A | N/A |
| Up to 100% | Fixed | N/A | N/A |
| First Mortgage Loans | |||
| Due to fluctuating rates, please call ACFCU for a First Mortgage Rate quote. | |||
1123 Sugarbush Drive
Ashland, Ohio 44805
(419) 289-6211
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