Blog - Ashland Community Federal Credit Union

Helpful Articles

Who Cares about Higher Interest Rates

Who Cares about Higher Interest Rates

March 27, 2023 Bobbie Chokenea
Interest rates continue to climb. Whether that continues is anyones guess. Regardless, it makes sense to plan for the potential of higher interest rates hanging out for the foreseeable future.
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Five Ways a Lower Interest Rate matters

Five Ways a Lower Interest Rate matters

February 20, 2023 Bobbie Chokenea
Even a couple of points can make a bad deal better. No one wants to pay more than you should for anything. Yet, if your auto loan is even a couple of interest points higher than it should be, then you are leaving money on the table.
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Your car loan interest rate matters

Your car loan interest rate matters

December 30, 2022 Bobbie Chokenea
Remember buying your car? The assumption was that you got a great deal. But did you?
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Credit Scores Don't Tell the Whole Story

Credit Scores Don't Tell the Whole Story

December 6, 2022 Bobbie Chokenea
A low credit score doesn't tell the whole story
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Getting Out of Debt

Getting Out of Debt

November 1, 2022 Bobbie Chokenea
In debt too deep is always a problem. The solution? Debt Consolidation
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Buying Cars with a Poor Credit Score

Buying Cars with a Poor Credit Score

October 14, 2022 Bobbie Chokenea
If you have a low credit score, sometimes it feels like there are no options, lost in the middle of a lonely road with nowhere to turn.  The truth is, you have many options. It’s important that you know what they are, and make smart decisions. 
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Predatory Lending is a trap, and you need to stay out of it.

Predatory Lending is a trap, and you need to stay out of it.

September 15, 2022 Bobbie Chokenea
If you have less than perfect credit (scratch that. Call it what it is). If you have bad credit, then you may think you have no choices.
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The Good, The Bad and The Happy

The Good, The Bad and The Happy

August 16, 2022 Bobbie Chokenea
Life is Hard. Sometimes bad things happen to good people. If your credit score is low, here are some tips on getting through the hard stuff!
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Financing Your New-to-You Car: Why a Dealer May Not Be Your Best Choice

Financing Your New-to-You Car: Why a Dealer May Not Be Your Best Choice

November 20, 2018
Don't get trapped in the myth that you have to finance your car through the dealer. Take charge of your financing - and your money - so you can save on your new-to-you car in the long run.
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Big-Ticket Items to Buy in the Fall (and How to Save on Them)

Big-Ticket Items to Buy in the Fall (and How to Save on Them)

October 18, 2018
It's common for power sports and tractor shops to push many of their items in the spring, when everyone is itching to get outside. Because fall is the "off" season, you can get some great deals on these vehicles just by waiting a few months.
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Five Ways Your Car Is Stealing from You

Five Ways Your Car Is Stealing from You

September 20, 2018
While sometimes it makes more financial sense to hold onto an old car, it is often more affordable to make a change. How do you know if your car is stealing from you?
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