Blog - Ashland Community Federal Credit Union

Helpful Articles

Credit Unions or Banks:  What’s the Difference?

Credit Unions or Banks: What’s the Difference?

October 4, 2024 Bobbie Chokenea
There are differences between Credit Unions and Traditional Banks. Since we are the Ashland Community Credit Union, we may be biased. Still, we honor the truth and think that everyone deserves it, not just a version of it. So here is a list of key differentiators, the way we see them.
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The Evolution of Savings Rates

The Evolution of Savings Rates

August 30, 2024 Bobbie Chokenea
It may be hard to know if it makes sense to take advantage of an advertised interest rate. We did a historical study to look at trends. This article tells you what you need to know about today's rates.
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Savings Options to Improve Cash Flow

Savings Options to Improve Cash Flow

August 1, 2024 Bobbie Chokenea
We spend a lot of time trying to figure out how to stretch a dollar. Saving more money is a great way to make money! Learn how here.
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And the Winner is...YOU!

And the Winner is...YOU!

July 1, 2024 Bobbie Chokenea
It used to be that election cycles were once every four years. Now they never seem to start or end. It can affect you financially, and here's how to make the most of a trying time.
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Saving Money at the Grocery Store

Saving Money at the Grocery Store

May 31, 2024 Bobbie Chokenea
Here are five ways you can create your own sales at the supermarket, saving money on purpose every time you shop.
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Navigating Inflation for the Lower to Middle Class

Navigating Inflation for the Lower to Middle Class

May 2, 2024 Bobbie Chokenea
Inflation is a natural part of any economy. It is always there. This helpful article talks about how you can better navigate high prices and stretch your budget farther, even if you have a lower credit score.
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Debt Consolidation vs Credit Counseling or Debt Settlement

Debt Consolidation vs Credit Counseling or Debt Settlement

March 28, 2024 Bobbie Chokenea
The economy is roiling, jobs are becoming scarce, and inflation is high. All of these things can impact your ability to take care of your family and pay your bills on time. Sometimes, paying bills comes last. Debt Consolidation, Credit Counseling and Debt Settlement are options to consider.
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A Debt Problem or A Debt Solution

A Debt Problem or A Debt Solution

February 29, 2024 Bobbie Chokenea
It may seem counterintuitive that taking on debt can increase your credit score. In truth, it can be one of the best ways to do so. Alas, getting a loan with a low credit score is often difficult, depending on where you apply.
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Unlocking Financial Freedom from High Interest Debt

Unlocking Financial Freedom from High Interest Debt

January 29, 2024 Bobbie Chokenea
Credit Cards make it very easy to buy things. Especially things you otherwise might not be able to otherwise afford. Debt Consolidation Loans can help you get out of debt.
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Dig out of that hole with a debt consolidation loan

Dig out of that hole with a debt consolidation loan

November 21, 2023 Bobbie Chokenea
With rising inflation and stagnant wages, cash doesn’t seem to flow as far as it used to.  You may be finding yourself a little short each month. If you have multiple credit card and loan payments, it’s possible that a debt consolidation loan can help you out.
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Battling Higher Expenses, with a Low Credit Score

Battling Higher Expenses, with a Low Credit Score

October 26, 2023 Bobbie Chokenea
Inflation, college loan repayment and higher interest rates are making everything more expensive. Thats hard on your budgeting process. If you have a low credit score, it may make it harder to generate cash flow to cover your monthly expenses, which makes your problem even worse. This article provides potential action steps you can take to solve this problem.
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Ashland, Ohio 44805
(419) 289-6211

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