Promotional Specials | |||
ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
Accumulator - 12 Month | >$5.00 per week | 2.57% | 2.59% |
Share Accounts | |||
ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
Regular Shares and Reg X | $100.00 | 0.04% | 0.04% |
Youth | $25.00 | 0.04% | 0.04% |
Education | $100.00 | 0.04% | 0.04% |
Christmas and Vacation Clubs | $100.00 | 0.04% | 0.04% |
Draft | $500.00 | 0.00% | 0.00% |
Money Market Accounts | |||
ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
Money Market Checking - Tier I | $1,000 to $4,999.99 | 0.20% | 0.20% |
Money Market Checking - Tier II | $5,000 to $24,999.99 | 0.30% | 0.30% |
Money Market Checking - Tier III | $25,000 or more | 0.40% | 0.40% |
IRA Accounts | |||
ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
IRA Shares | $100 | 0.04% | 0.04% |
IRA Conduit and Education | $100 | 0.04% | 0.04% |
IRA Roth-Contribution and Conduit | $100 | 0.04% | 0.04% |
IRA SEP Accounts | $100 | 0.04% | 0.04% |
IRA Certificates | |||
ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
6 Month Regular | $250 | 1.59% | 1.60% |
12 Month Regular | $250 | 2.57% | 2.59% |
6 Month Jumbo | $250 | 1.59% | 1.60% |
12 Month Jumbo | $250 | 3.16% | 3.20% |
Share Certificates: Regular | |||
ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
3 Month | $500 | 1.49% | 1.50% |
6 Month | $500 | 1.59% | 1.60% |
9 Month | $500 | 1.69% | 1.70% |
12 Month | $500 | 2.57% | 2.59% |
18 Month | $500 | N/A | N/A |
24 Month | $500 | 2.57% | 2.59% |
30 Month | $500 | N/A | N/A |
36 Month | $500 | 2.57% | 2.59% |
48 Month | $500 | 2.57% | 2.59% |
60 Month | $500 | 2.57% | 2.59% |
Share Certificates: Jumbo | |||
ACCOUNT TYPE | MINIMUM BALANCE | ANNUAL PERCENTAGE RATE | ANNUAL PERCENTAGE YIELD |
3 Month | $10,000 | 1.49% | 1.50% |
6 Month | $10,000 | 1.59% | 1.60% |
9 Month | $10,000 | 1.69% | 1.70% |
12 Month | $10,000 | 3.16% | 3.20% |
18 Month | $10,000 | N/A | N/A |
24 Month | $10,000 | 3.16% | 3.20% |
30 Month | $10,000 | N/A | N/A |
36 Month | $10,000 | 3.16% | 3.20% |
48 Month | $10,000 | 3.16% | 3.20% |
60 Month | $10,000 | 3.16% | 3.20% |
Secured Loans (Autos, Boats, Motorcycles, etc.) | |||
TERM | LOWEST ANNUAL PERCENTAGE RATE | HIGHEST ANNUAL PERCENTAGE RATE | |
24 Months | 7.45% | 17.95% | |
36 Months | 7.70% | 16.95% | |
48 Months | 7.80% | 17.05% | |
60 Months | 7.90% | 13.15% | |
66 Months | 8.00% | 11.75% | |
72 Months | 8.25% | 12.00% | |
84 Months | 9.25% | 9.50% | |
Late Fee: You will be charged a late fee of $25.00 if you are over 10 days past due. Collection Costs: You promise to pay all costs of collecting the amount you owe under promissory note to the extent permitted by State law. As a condition of receiving collateral loans, you must obtain full insurance coverage on any secured loan. | |||
Share Secured Loans | |||
TERM | LOWEST ANNUAL PERCENTAGE RATE | ||
Unlimited repayment period | 7.45% | ||
Unsecured Loans | |||
TERM | LOWEST ANNUAL PERCENTAGE RATE | HIGHEST ANNUAL PERCENTAGE RATE | |
12 to 60 Months | 14.00% | 17.99% | |
Home Equity Loans Up to 10 Years | |||
PERCENT OF EQUITY | TYPE | LOWEST ANNUAL PERCENTAGE RATE | HIGHEST ANNUAL PERCENTAGE RATE |
Up to 70% | Variable | N/A | N/A |
Up to 70% | Fixed | N/A | N/A |
Up to 80% - 90% | Variable | N/A | N/A |
Up to 80% - 90% | Fixed | N/A | N/A |
Up to 100% | Variable | N/A | N/A |
Up to 100% | Fixed | N/A | N/A |
First Mortgage Loans | |||
Due to fluctuating rates, please call ACFCU for a First Mortgage Rate quote. |
1123 Sugarbush Drive
Ashland, Ohio 44805
(419) 289-6211